Coverage & Costs

Understanding Your Insurance
& Payment Options

We believe every child deserves access to quality occupational therapy. We work with many major insurance plans and welcome private-pay clients.

Accepted Insurance Plans

We work with the following insurance providers to help cover the cost of your child's therapy.

CMS

Sunshine Health

Aetna Better Health

Simply Healthcare

Choose Healthy

Centivo

Cigna

TRICARE East

Molina

Insurance plans and coverage vary. Please contact us to confirm your specific benefits. Contact us with your insurance information and we'll help verify your coverage.

Private-Pay Services

Self-Pay Options Available

We welcome families who prefer to pay privately or whose insurance plan does not cover occupational therapy services. Private-pay arrangements ensure access to the care your child needs without insurance limitations.

Private-Pay Pricing

Rate information coming soon

Please contact us directly to discuss private-pay rates, payment options, and scheduling. We are committed to working with families to make therapy accessible.

Flexible Options

We offer flexible scheduling and work with families individually to find arrangements that fit your child's needs

and your family's circumstances.

Superbill Available

Private-pay clients may be eligible for reimbursement through their out-of-network benefits. We provide detailed superbills to submit to your insurance company.

FSA / HSA Accepted

Occupational therapy services are generally eligible

expenses under Flexible Spending Accounts

(FSA) and Health Savings Accounts (HSA).

Before Beginning Services, Confirm:

Taking a few minutes to verify these details with your insurance company help

s prevent unexpected costs and delays.

Occupational therapy benefits are active

Referral or physician order requirements

Prior authorization needed

Copays or coinsurance amounts

Deductible status and requirements

Service limitations (visits per year)

Which therapy settings are covered (home, office, school)

Our team is happy to assist with insurance verification. Contact us and we'll help you navigate the process.

Common Insurance Questions

Do I need prior authorization?

Many insurance plans require prior authorization before occupational therapy services begin. Our team will help determine if this is necessary and assist with the authorization process.

How many sessions does insurance cover?

Coverage varies significantly by plan. Most insurance policies have annual visit limits for therapy services. We recommend contacting your insurer to confirm your specific benefits.

What if my plan doesn't cover OT?

Private-pay options are available. We also provide superbills for out-of-network reimbursement and accept FSA/HSA payments. Contact us to discuss your options.